Homes and businesses uninsured against flood and hurricane risk, create a significant moral hazard for communities. Only those few who can afford to rebuild without insurance should go without insurance.

FAIR Foundation Actions

Advocate for legislation to require earthquake insurance in high risk areas.
Campaign to encourage the purchase of flood insurance, and to increase understanding of flood risk.

FAIR Actions

Support state legislation to encourage private flood insurance.
FAIR Certified Partner Program – A certification program requires participant real estate agents to inform their clients about insurance
Reduce Loss Exposures
Reduce Loss Exposures

Reduce Loss Exposures
Promote Robust Competitive Markets
Promote Robust Competitive Markets

Promote Robust Competitive Markets
Educate Insurance Consumers
Educate Insurance Consumers

Educate Insurance Consumers
Reduce Uninsured Risk
Reduce Uninsured Risk

Reduce Uninsured Risk
null
null

Eliminate Unnecessary Cost Drivers

Click on an icon to learn more.